Payment is required at the time of your appointment in the form of cash, check or major credit cards are accepted. I do not regularly bill for sessions and that is why payment is due at the appointment. The following rates apply:
My fee for individual therapy is $150 per clinical hour (50 minutes). Career Counseling (ask for price); Couple's Therapy is $160 per clinical hour. Family sessions are $300 per clinical hour. All non-emergency phone calls under 5 minutes are free. Beyond 5 minute calls, and phone calls to providers, and consults, etc., will be charged at the regular clinical hour rate, (a bill will be mailed and will be due within one week).
I require 24-hour notice for appointment cancellation or rescheduling; if less than 24-hour notice is given, or if you fail to attend a scheduled appointment, the full fee will be charged, and payable within one week.
Insurance: Please Read-
I can give you a receipt for reimbursement for out-of-network on most insurances. It is important that you check with your provider regarding out-of-network reimbursement, and read the following:
Some clients ask about using health insurance to pay for therapy. I do not subscribe to any insurance panels, and my reason for this is as follows:
In order for insurance to reimburse for therapy, you need to be diagnosed with a mental illness. Many clients, for obvious reasons, don't want a mental illness diagnosis in their health records. Most of my clients are not mentally ill, just unhappy and unfulfilled in their lives and relationships. Couples therapy and grief therapy, two of the main reasons people come to therapy, are not reimbursable by insurance.
A diagnosed mental illness can interfere with your life in ways you never imagined. It can create problems getting future health or life insurance, get in the way of being approved for security clearances, just to name a few. By not taking reimbursements from insurance companies, I am not forced to label my clients; I simply treat the problems they bring to me without a diagnosis.
Insurance companies require confidential, personal information about you, and put this in their databases, including diagnosis, treatment plans and progress updates. Therefore, my client's information would potentially be unprotected. This bothers me and ethically, I don't wish to share your information with anyone at any time. Because I don't take money from insurance companies, your confidential information stays secure. I am the only one with access to it, unless and until you authorize someone else.
I hope this helps you understand why I'm not a member of any insurance panels. Here is your option regarding insurance payment, if you are still interested in pursuing it. Many plans have out-of-network benefits, and I will be happy to give you the form to submit for reimbursement. Keep in mind that I will still have to give you a mental disorder diagnosis, which will still be part of your permanent health record. You will pay me directly and will then be reimbursed by your insurance carrier according to the terms of your plan.
Please feel free to talk with me about any questions or concerns you may have regarding insurance.